Aptos Mortgage was founded in August of 1991 as a mortgage brokerage company. We specialize in offering personal mortgage lending services to our clientele and real estate professionals. Our business comes primarily from past client referrals, our real estate agent & broker contacts, and direct marketing. Our experienced staff and longstanding relationships within the community have enabled us to establish an excellent reputation both locally and within the larger mortgage lending industry. We have positioned ourselves in the community as an established company with proven success in closing your escrows in a timely, courteous, and professional manner, while offering a wide range of products at competitive rates.

We are a full service mortgage broker - offering Conventional, Jumbo, Construction, and Commercial loans. While most of our activity is focused on the Santa Cruz and Monterey County markets, we frequently serve other areas of California as well. 

We attribute our phenomenal growth and success to our experienced Licensed Consultants who are dedicated to providing superior service. Being paid on a commission basis encourages us to be available on weekends, evenings, and holidays, and to work harder to earn your business. You will find our representatives are on call to serve you whenever you need, not only during the normal business hours that you might expect.

We appreciate the competitive environment in which we work and we have made a concious committment to helping our clients with all of their real estate needs. In addition to our mortgage focus, we represent buyers and sellers in purchase and sale transactions of all property types through our subsidiary Dolphin Realty. Many of our clients utilize both our mortgage and realty services. They find our full service approach to be more personal, more convenient, and ultimately more beneficial to their needs than the services offered by less forward-thinking mortgage and realty companies.

All of our agents have at least four years experience in our industry with many senior agents having over twenty years experience. Additionally, we have E&O insurance and are members of the C.A.M.B. We are also members of the Aptos Chamber of Commerce, NFIB, and Better Business Bureau.

If you have any questions concerning Aptos Mortgage or Dolphin Realty, please feel free to contact any of our professional Consultants. We look forward to doing all we can to assist you with your real estate needs both now and in the future!